A Cowboy Under Her Christmas Tree by P. Mason & J. Baker

Brady Donovan had never had a real home until the day he met Lloyd Langley. But it wasn’t the rambling, warm ranch house that made him feel he’d finally found a place to belong, it was Lloyd’s granddaughter, Taylor.
The curvy woman was beautiful and selfless, always taking care of others without a thought for herself. When her grandfather died, she had only Danny—her older, reckless brother who wanted to leave and ride the rodeo circuit.
Brady had to make a choice—stay with the woman who held his happiness in her hands, or keep her wayward brother from harm. Fighting his feelings for her, he leaves.
Taylor tried to hate Brady for taking her to his bed, then taking off without a word, but one look at his darkly handsome face told her hate wasn’t exactly what she was feeling. Having him under her roof, even if was only for the holidays, was sorely going to try her resolve to keep her distance. Especially when he was so darn helpful—taking over her chores, keeping her brother in line, and getting her the most beautiful Christmas tree. Then making the most delicious love to her under it.
But he was still going to leave again—wasn’t he?

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Taylor is just trying to survive, the ranch, irresponsible older brother, heartbreak, loneliness, and the financial struggles. There's lots of obstacles in her way, but she is making the most out of her life as it is.
Brady thought he was doing just what she needed at the time, when he left to keep an eye on the trouble causing brother. He cared for Taylor, and the absence really made the heart grow fonder.
The homecoming is ardent, and Brady truly is making every effort to help Taylor where he can. He's so caring, attentive, loving. And with a little push from the friendly neighbor, they are finally also communicating, and telling each other about their feelings, dreams, and hopes for the future.
Rather luscious Christmas story with a charming cowboy and sweet rancher
~ Three spoons